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Pre-planning or pre-arranging a funeral or cremation is usually done for two main reasons.
1. To help with your survivors.
- The task of planning a funeral may fall to survivors who have little or no warning and may be unprepared to plan a funeral.
- Discussing your wishes with family is essential as it affects them most directly.
- Funerals are for the living. Leave your requests flexible to allow your survivors to plan a funeral that best meets their emotional needs.
- There are no shortcuts to grief. A meaningful, personalized funeral or memorial service will be an important occasion for the family to share memories and begin the grief process.
2. To pre-fund your funeral
- Avoids financial expense to family members at time of the funeral.
- A pre-funded funeral plan may be exempt from Medical Assistance asset limitations.
Many options are available.
The two most common plans are:
-Irrevocable Bank Trust (Certificate of Deposit)
-Irrevocable Insurance Policy
Each person’s situation is individual and unique; to determine what options best suit your needs, make an appointment with Jeff to discuss pre-arrangement.
Helpful hint: Before you come in for an appointment to make prearrangements, make a list of your questions and concerns. We will go over your questions with you and make sure that each question is answered satisfactorily.
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